Canadian banking before you fly

Before You Fly

Open a Canadian bank account from India.

Proof of Funds

Download a funds certificate in the app.

No Large Cash

Transfer money instead of carrying it.

NovasasK Help

We guide you through every step.

ICICI Bank Canada · Hello Canada

ICICI Hello Canada Account Assistance

Open your Canadian bank account from India before you arrive

Moving to Canada on a work permit, as a permanent resident or as a student? The ICICI Bank Canada Hello Canada account lets you open a Canadian account from India, transfer your funds before you fly, get proof of funds, and activate it when you land. NovasasK helps you apply, fund it and plan your money for arrival.

Permanent Residents
Work Permit Holders
Students
Open From India
Proof of Funds Certificate
Activate After Arrival

PR

Permanent residents

6+ mo

Work visa validity

Study

Permit holders

App

Apply online

Who it is for

Who Can Open a Hello Canada Account

Eligibility as listed by ICICI Bank Canada (terms apply and may change).

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Permanent Residents

Immigrants moving to Canada with permanent residency (PR) — set up banking before landing.

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Work Permit Holders

Indians with a Canadian work visa valid for more than 6 months.

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Students

Students from eligible countries (including India) moving to Canada to study.

Why open it before you fly?

Benefits of the
Hello Canada Account

Highlights from ICICI Bank Canada's Hello Canada program (offers and terms change; check the bank's current terms).

Open Before Arrival

Apply online from India; the account is ready before you travel.

Proof of Funds

Fund the account and download a certificate in the app.

Carry Less Cash

Avoid carrying large cash — CAD 10,000+ must be declared at the border.

Converts to Chequing

After activation it becomes a chequing account of your choice.

First-Year Savings

ICICI advertises no monthly fees on HiVALUE PLUS chequing for the first year.

Credit Card Offer

Eligible newcomers may get an RBC credit card (limit up to CAD 15,000).

Wide ATM Access

Access to RBC's large branch and ATM network, as advertised.

24/7 Support

Support in India and Canada and status tracking in the app.

How it works

Hello Canada Account Process

Three simple stages — NovasasK helps with each one.

STEP 01

Apply Online From India

Fill the application in the Hello Canada app or website with your passport and Canadian visa / PR documents.

STEP 02

Fund the Account

Transfer money from India under RBI's LRS rules and download your proof-of-funds certificate.

STEP 03

Fly to Canada

Carry only the cash you need; declare CAD 10,000 or more to CBSA.

STEP 04

Activate After Arrival

Complete identity verification in the app (currently with RBC).

STEP 05

Start Banking

Get your debit card, set up bill payments and Interac e-Transfers.

Checklist

Documents Usually Needed

Exact requirements are set by the bank and may change.

A valid Indian passport.

Your Canadian work visa (valid 6+ months), study permit approval, or PR confirmation.

Job offer / employer letter (work) or admission letter (study), if asked.

Aadhaar or other address proof.

A valid email ID and mobile number for app access.
How NovasasK helps

How NovasasK Helps You

We are not a bank — we guide you so your application and funds are in order.

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Application Guidance

Help filling the Hello Canada application correctly.

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Forex & Remittance

Guidance on sending money under LRS and TCS rules.

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Student GIC

If you are a student, we also help with the Canada GIC.

GIC assistance →
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Pre-Departure Plan

Flights, insurance, SIM card and how much cash to carry.

Travel services →
Frequently Asked Questions

Hello Canada Account Frequently Asked Questions

Common questions about opening a Canadian account from India.

Indians moving to Canada with permanent residency, a work visa valid for more than 6 months, or a study permit (students from eligible countries including India), as listed by ICICI Bank Canada.

Yes. You apply online from India before you travel. The account opens before arrival and is activated after you land in Canada.

There is no limit on how much you can carry, but you must declare CAD 10,000 or more (in cash or monetary instruments) to Canada Border Services when you arrive. Transferring money to your Hello Canada account means you don't need to carry large amounts of cash.

Yes. After funding the account you can download a certificate from the app as proof of funds.

Download the app and complete verification (ICICI currently uses verification with RBC) — the account then converts to a chequing account.

Indian residents can remit money abroad under the RBI Liberalised Remittance Scheme (LRS), within its annual limit. TCS may apply on large remittances; education payments funded by a loan have concessional TCS. We explain the current rules.

Official Information

Details on this page are based on ICICI Bank Canada's Hello Canada page. Always check the latest terms at icicibank.ca. NovasasK is an independent consultant and is not affiliated with ICICI Bank or RBC.

Moving to Canada soon?